Terms of Service

Effective 2026-04-22. These terms govern your use of the GeoClear API.

1. Acceptance

These Terms of Service ("Terms") are a legal agreement between you and GeoClear, Inc., a Virginia C Corp ("GeoClear," "we," "us"). By accessing or using the GeoClear API ("Service"), you agree to these Terms. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization.

2. Service

GeoClear, Inc. provides an HTTPS API for US address verification, geocoding, census-tract/flood-zone/deliverability enrichment, and risk scoring. Pricing tiers, rate limits, and included features are listed at geoclear.io/#pricing.

3. Acceptable use

• No reverse-engineering or scraping of the Service to build a competing product.
• No using the API to violate laws, including fair-lending, privacy, or sanctions laws.
• No sharing API keys across organizations; each organization requires its own subscription.
• No resale of raw API responses to third parties without a commercial agreement.

4. Fees and billing

Subscription fees are billed monthly in advance via Stripe. Overage charges for usage above your plan's included lookups are billed at the end of each billing cycle. Refunds are issued only for documented Service outages exceeding the SLA.

5. Data and intellectual property

You retain ownership of queries you submit. GeoClear retains ownership of the underlying reference datasets and scoring models. You may use API responses in your own products, but not publish or redistribute GeoClear's datasets as such.

6. Service-level agreement

Paid tiers (Starter and above) carry a 99.9% monthly uptime target. Current status at geoclear.io/status.

7. Warranty and liability

The Service is provided "as is" and "as available." GeoClear makes no warranty, express or implied, that results are accurate, complete, current, uninterrupted, error-free, or fit for any particular purpose, including without limitation any insurance-underwriting, lending, real-estate, fleet-operations, aviation, emergency-response, life-safety, or regulated-industry decision.

To the maximum extent permitted by law, GeoClear's aggregate liability for all claims arising out of or related to the Service, across all theories of liability (contract, tort, strict liability, statute), is limited to the fees paid by you to GeoClear in the twelve (12) months preceding the event giving rise to the claim, or one hundred U.S. dollars ($100), whichever is greater. In no event will GeoClear be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, lost revenue, lost data, or business interruption, even if GeoClear has been advised of the possibility of such damages.

8. Risk scoring & decision-informing outputs

GeoClear returns informational outputs about flood hazard, wildfire risk, storm exposure, earthquake probability, drought classification, address-type classification, and related risk indicators. These outputs are informational inputs to your decision-making, not determinations. You alone are responsible for the decisions you make in your products, including any insurance coverage, lending, real-estate transaction, fleet dispatch, or emergency-response decision informed by GeoClear outputs. GeoClear does not warrant the outputs are suitable for any regulated decision.

9. Drone airspace & deliverability outputs

The drone_deliverability MCP tool and the drone field in /api/enrich responses provide informational guidance based on public-domain airspace data and related airspace classifications. They are not:

1. FAA airspace authorizations. LAANC approval, Part 107 waivers, and any flight deviating from baseline Part 107 rules require direct authorization from the FAA or an FAA-authorized LAANC Service Supplier. An "approved" response from GeoClear is not an FAA authorization.
2. Flight-readiness determinations. Ground-truth conditions, weather, obstacles, people, temporary flight restrictions, transient activities, are not reflected in GeoClear outputs and are the Operator's responsibility to verify before every flight.
3. Operator certifications. Part 107 pilot certification, UAS registration, and required insurance remain the customer's responsibility; GeoClear verifies none of these.

Customer agrees: (a) to use drone outputs as an input to internal decisioning only, not as the sole basis for flight go/no-go; (b) to maintain all FAA-required certifications, registrations, and authorizations; (c) that GeoClear's aggregate liability for all drone-related claims, across all users, is capped at the fees paid for the specific API call that produced the disputed output (typically $0.50 per x402-paid decision call, or the Pro subscription fee attributable to drone usage), with no consequential, incidental, indirect, or punitive damages; and (d) to indemnify GeoClear against third-party claims (injury, property damage, airspace violation, regulatory enforcement) arising from customer's use of drone-tool output.

GeoClear warrants nothing about drone-tool accuracy, completeness, or suitability for any particular purpose. Decisions about whether to dispatch a drone flight are the customer's alone.

10. Indemnification

You will indemnify, defend, and hold harmless GeoClear, its officers, directors, employees, and agents from and against any third-party claims, damages, liabilities, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or the rights of a third party; (d) any content or data you submit to the Service; and (e) any decision, determination, or action you take informed by outputs of the Service, including without limitation drone-tool outputs (Section 9) and risk-scoring outputs (Section 8).

GeoClear will indemnify you against third-party claims that the Service, as provided by GeoClear and used in accordance with these Terms, infringes a valid U.S. intellectual-property right. This indemnity does not cover claims arising from (a) modifications to the Service not made by GeoClear, (b) use of the Service in combination with other products not provided by GeoClear, or (c) use of the Service outside the scope of these Terms.

11. Data processing

If you are a business customer processing personal data through the Service and need a Data Processing Addendum (DPA) for GDPR, CCPA/CPRA, or similar compliance, contact legal@geoclear.io to request one. Our DPA incorporates Standard Contractual Clauses (SCCs) for any cross-border transfer of personal data.

12. Termination

You may cancel at any time by closing your account. We may suspend or terminate accounts that violate these Terms with written notice (email) and a reasonable cure period for non-material breaches. For material breaches (including Acceptable Use violations and security incidents), we may suspend immediately. Sections 7, 8, 9, 10, and 11 survive termination.

13. Changes

We may update these Terms with 30 days' notice for material changes, posted at geoclear.io/terms and emailed to the contact on record. Continued use after the effective date constitutes acceptance.

14. Governing law & venue

These Terms are governed by the laws of the Commonwealth of Virginia, USA, without regard to conflicts-of-laws principles. Exclusive venue for any dispute is the state or federal courts of competent jurisdiction located in the Commonwealth of Virginia, and you consent to personal jurisdiction there.

15. Contact

Legal: legal@geoclear.io. Privacy: privacy@geoclear.io. Security: security@geoclear.io.

Last updated: 2026-04-22